Andrew Cairns Ltd

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Entering Retirement

The decisions you make as you enter retirement can have a huge impact on your future income and lifestyle.  Whether you have simple or complex needs we have the skills and experience to help steer you through today's complex market place to the right decisions.


For many of us having a secure income in retirement is our key priority.  Statistics show that a large number of people do not achieve the maximum secure income available to them in retirement.  Through our knowledge and expertise we can help you make the right decisions at a very important time.


We recognise that everyone is different.  There has never been such a wide variety of products available.  Our clients have benefited from our expert advice and support to help them achieve their retirement goals.  We can assist you to find the right products and solutions to suit your needs and navigate an increasingly complex retirement landscape.   

Retirement Services

We can offer advice on a wide range of retirement strategies including:

  • Whole of Market Annuity Purchase
  • Enhanced Annuities
  • Capped Drawdown
  • Flexible Drawdown
  • Short Term Annuities
  • Guaranteed Products
  • Investment Income

Contact us today to arrange a cost and obligation free discussion.

The value of investments and income from them may go down.  You may not get back the original amount invested.

A Pension is a long term investment and the fund value may fluctuate and can go down.  Your eventual income may depend upon the size of the fund at retirement, future interest rates and tax legislation.

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