Andrew Cairns Ltd

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Financial Review

Initial Meeting

Our approach is to sit down with you in your home, place of work or other convenient location and get to know each other.  We fundamentally believe in making no charge for this meeting

During this initial meeting our aim is to find out more about you and your financial aims.  At your consent we will record information on a Fact Find and establish if we need to gather any additional information.  We have found that it is often very useful if you have details of your current investments and policies to hand.

We will also provide you with a Client Agreement.  This document sets out your rights under current legislation and details some general points regarding the way our business operates.

Next Steps

Depending on your needs and circumstances we will assess your position and write to you outlining potential ways forward.  It may be that we need to carry out further investigations and have additional meetings.  We understand the importance of taking the time to obtain the right information, and getting to know you properly and will not charge you for our time during this phase. 

Once we have made a full assessment we will outline our proposals and explain the costs involved.  We will never carry out any work that attracts a charge without first obtaining your consent to proceed and stating in clear terms any costs involved.

On-going Service

We have found that for the majority of our clients it is appropriate to establish a long term relationship.  We will meet with you on at least an annual basis, or more often if appropriate. 

Copyright by Andrew Cairns Ltd 2013. Site by New Forest Web. All rights reserved.

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